发明授权
- 专利标题： Method and system for collecting bank account information from an individual and authenticating the individual prior to allowing the bank account to receive an electronic fund transfer
- 专利标题（中）： 用于从个人收集银行帐户信息的方法和系统，并在允许银行帐户接收电子资金转帐之前认证个人
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申请号： US11445460申请日： 2006-06-02
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公开(公告)号： US07427017B2公开(公告)日： 2008-09-23
- 发明人: Richard James Morrison , Brett Lawrence Hacker , Alan Keith Gardner , Teresa Simmons Wheeler , Gennifer-Rebekka Jackson , Beryl Eugene Jones
- 申请人： Richard James Morrison , Brett Lawrence Hacker , Alan Keith Gardner , Teresa Simmons Wheeler , Gennifer-Rebekka Jackson , Beryl Eugene Jones
- 申请人地址： US AR Little Rock
- 专利权人： Remettra, Inc.
- 当前专利权人： Remettra, Inc.
- 当前专利权人地址： US AR Little Rock
- 代理机构： Shlesinger, Arkwright & Garvey LLP
- 主分类号： G06K40/00
- IPC分类号： G06K40/00 ; G07D11/00 ; G07F19/00
摘要：
A computer-implemented method for collecting bank account information from an individual and authenticating the individual prior to allowing the bank account to receive an electronic fund transfer comprises providing a website; allowing the individual on the website to enter bank account information to which funds will be transferred; delivering application forms with a unique bar-coded identifier over the internet to the individual; electronically receiving and storing the application forms after being completed by the individual and linking the bar coded identifier with the individual's bank account information; visually comparing by at least first and second customer support representatives information provided on the forms with information provided on the website to verify the identity of the individual; and validating payment to the individual if the individual's identity is verified.
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