Invention Grant
- Patent Title: Method and system for collecting bank account information from an individual and authenticating the individual prior to allowing the bank account to receive an electronic fund transfer
- Patent Title (中): 用于从个人收集银行帐户信息的方法和系统，并在允许银行帐户接收电子资金转帐之前认证个人
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Application No.: US11445460Application Date: 2006-06-02
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Publication No.: US07427017B2Publication Date: 2008-09-23
- Inventor: Richard James Morrison , Brett Lawrence Hacker , Alan Keith Gardner , Teresa Simmons Wheeler , Gennifer-Rebekka Jackson , Beryl Eugene Jones
- Applicant: Richard James Morrison , Brett Lawrence Hacker , Alan Keith Gardner , Teresa Simmons Wheeler , Gennifer-Rebekka Jackson , Beryl Eugene Jones
- Applicant Address: US AR Little Rock
- Assignee: Remettra, Inc.
- Current Assignee: Remettra, Inc.
- Current Assignee Address: US AR Little Rock
- Agency: Shlesinger, Arkwright & Garvey LLP
- Main IPC: G06K40/00
- IPC: G06K40/00 ; G07D11/00 ; G07F19/00
Abstract:
A computer-implemented method for collecting bank account information from an individual and authenticating the individual prior to allowing the bank account to receive an electronic fund transfer comprises providing a website; allowing the individual on the website to enter bank account information to which funds will be transferred; delivering application forms with a unique bar-coded identifier over the internet to the individual; electronically receiving and storing the application forms after being completed by the individual and linking the bar coded identifier with the individual's bank account information; visually comparing by at least first and second customer support representatives information provided on the forms with information provided on the website to verify the identity of the individual; and validating payment to the individual if the individual's identity is verified.
Public/Granted literature
Information query
