The invention provides a laminate construction for heating or warming with one or more electrically conductive patterns of conductive ink or paste formed on a first confronting surface of an insulating sheet, where each pattern is connected by one or more conductive elements (bus wires), and where each pattern and the conductive elements are between the confronting surfaces of insulating sheets. The laminate may include one or more stretch and recovery elements to cause the laminate to be more adaptable for securing about any three dimensional body. The laminate with heating elements therein may be incorporated into garments or other wearables or into warming textile structures (pads and blankets).