发明授权
- 专利标题： Check accepting and cash dispensing automated banking machine that operates responsive to data bearing records
- 专利标题（中）： 检查符合数据记录的接收和现金分发自动银行机
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申请号： US12288563申请日： 2008-10-20
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公开(公告)号： US07631802B1公开(公告)日： 2009-12-15
- 发明人: Tim Crews , Keith Carpenter , Mike Ryan , Laura Drozda , Wayne Warren , Victor Bell , William McCarthy , Matthew Pahl , Martin J. Brown , Dale H. Blackson , Todd Galloway , Robert W. Barnett , James R. Kay , Mark A. Ward , David A. Peters , Edward L. Laskowski , H. Thomas Graef
- 申请人： Tim Crews , Keith Carpenter , Mike Ryan , Laura Drozda , Wayne Warren , Victor Bell , William McCarthy , Matthew Pahl , Martin J. Brown , Dale H. Blackson , Todd Galloway , Robert W. Barnett , James R. Kay , Mark A. Ward , David A. Peters , Edward L. Laskowski , H. Thomas Graef
- 申请人地址： US OH North Canton
- 专利权人： Diebold, Incorporated
- 当前专利权人： Diebold, Incorporated
- 当前专利权人地址： US OH North Canton
- 代理机构： Walker & Jocke
- 代理商 Ralph E. Jocke; Daniel D. Wasil
- 主分类号： G07F19/00
- IPC分类号： G07F19/00
摘要：
A banking system controlled responsive to data bearing records includes a card reader that reads identifying data from a user card. The banking system authorizes operation of an automated banking machine responsive to computer verification of the identifying data. The banking machine can dispense cash to an authorized machine user in a cash dispensing transaction, and have the user's bank account charged for the cash amount dispensed. The banking machine is also operative to accept checks and acquire image and magnetic data from deposited checks to determine the genuineness of checks and the authority of a user to receive cash for such checks. Cash may be dispensed to the user from the machine in exchange for the deposited checks.
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