The present invention disclosed a kind of simulate user calling's test system and method which built-in digital SPC exchange, include background processing module, foreground calling control processing module and hardware subsystem, therein: background processing module operation on exchange servicing platform, for supply user setting parameter and display operate interface for test result, foreground calling control processing module is include in the exchange main control module, for control said hardware subsystem execute test process according to designed logical flow and user mount parameter, hardware subsystem composed of loop circuit relay single board, simulation user interface board, interface board control processing unit, multifunction resources process board. Adopt present invention may use few cost to reach the test result which equal to commercial calling device, and may reach more mobility, reach inline test function.