There are disclosed an ink-jet recording material having at least two ink-receptive layers mainly containing fine particulate silica on a support, which comprises an ink-receptive layer positioned farthest from the support contains a water-soluble zirconium compound, and the ink-jet recording material satisfies at least one of the following requirements (a) and (b): (a) a water-soluble zirconium compound is present with a larger amount at a portion apart from the support than a portion nearer to the support, and a cationic emulsion is contained in the ink-receptive layer farthest from the support. (b) a water-soluble aluminum compound is contained in an ink-receptive layer positioned nearer to the support, and a process for preparing the same.