A lay-in lug has two spaced apart and substantially parallel lug walls. A nut plate is supported between the first lug wall and the second lug wall. A plate retainer exerts force on a lug wall and restricts the plate from moving in a direction substantially parallel to the first and second lug walls. The plate retainer has a flexible retaining base and a pair of retaining legs extending from the retaining base. Snap protrusions extend from each of the retaining legs and are formed to interlock with a portion of the wall of the lay-in lug and restrict movement the nut plate. The plate retainer either snaps around the edge of the lug wall or along the wall's length. It may also clip around the nut plate and prevents its movement in a direction along the inner surfaces of the lug walls.