Invention Grant
- Patent Title: Systems and methods for verifying authorization for electronic commerce
- Patent Title (中): 验证电子商务授权的系统和方法
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Application No.: US10387012Application Date: 2003-03-11
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Publication No.: US07769638B1Publication Date: 2010-08-03
- Inventor: Cassandra Mollett , Alan Jay Bethscheider , Susan Diane Brauckman , David A. Walker , David Wayne Smith
- Applicant: Cassandra Mollett , Alan Jay Bethscheider , Susan Diane Brauckman , David A. Walker , David Wayne Smith
- Applicant Address: US CO Englewood
- Assignee: First Data Corporation
- Current Assignee: First Data Corporation
- Current Assignee Address: US CO Englewood
- Agency: Townsend and Townsend and Crew, LLP
- Main IPC: G06Q30/00
- IPC: G06Q30/00

Abstract:
Authorization verification systems and methods are described that determine whether an authorization check is to be performed in conjunction with an online purchase or other electronic commerce transaction, and, if the authorization check is to be performed, that check the authorization of an individual wishing to participate in the online transaction and that store a retrievable record of the authorization check. The system receives authorization information for the individual that is indicative of the individual's authorization to purchase a product or service online, or to otherwise participate in an electronic commerce encounter whose access is limited to authorized individuals. In one embodiment, authorization for making a purchase is limited to individuals above an age threshold, and the authorization verification system receives information relating to the individual's age via an electronic scanning of a driver's license or other identification card, or by other methods, and uses the birth date information to calculate the customer's current age. A record of the authorization can be stored and can subsequently be retrieved to verify that an authorization determination for the online encounter was carried out.
Information query