发明授权
US07877306B2 Method and system for a deferred variable annuity with lifetime benefit payments as a function of a predetermined time-based withdrawal percent table
有权
具有终生福利金的延期可变年金的方法和系统作为预定的基于时间的提款百分比表的函数
- 专利标题： Method and system for a deferred variable annuity with lifetime benefit payments as a function of a predetermined time-based withdrawal percent table
- 专利标题（中）： 具有终生福利金的延期可变年金的方法和系统作为预定的基于时间的提款百分比表的函数
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申请号： US11986437申请日： 2007-11-21
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公开(公告)号： US07877306B2公开(公告)日： 2011-01-25
- 发明人: Philip W. Michalowski , Joseph M. Weiss
- 申请人： Philip W. Michalowski , Joseph M. Weiss
- 申请人地址： US CT Hartford
- 专利权人： Hartford Fire Insurance Company
- 当前专利权人： Hartford Fire Insurance Company
- 当前专利权人地址： US CT Hartford
- 代理机构： Howard IP Law Group, PC
- 主分类号： G06Q40/00
- IPC分类号： G06Q40/00
摘要：
A computer implemented data processing system and method administers a deferred variable annuity contract during the accumulation phase for a relevant life. The annuity contract has a payment base value, a contract value, and a lifetime benefit payment amount available for withdrawal without reduction in the payment base. The lifetime benefit payment amount available is based in part on a withdrawal percent determined in accordance with a withdrawal percent relationship that provides a particular withdrawal percent for each respective completed year since the purchase date of the contract.
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