发明授权
US07899745B1 Automated method and article of manufacture for fully insuring large bank deposits via a network of banks wherein banks pay a fee to a processor that facilitates the network of banks
有权
通过银行网络全面保证大型银行存款的自动化方法和制品，其中银行向处理器支付费用，从而有助于银行网络
- 专利标题： Automated method and article of manufacture for fully insuring large bank deposits via a network of banks wherein banks pay a fee to a processor that facilitates the network of banks
- 专利标题（中）： 通过银行网络全面保证大型银行存款的自动化方法和制品，其中银行向处理器支付费用，从而有助于银行网络
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申请号： US12842739申请日： 2010-07-23
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公开(公告)号： US07899745B1公开(公告)日： 2011-03-01
- 发明人: Mark P. Jacobsen
- 申请人： Mark P. Jacobsen
- 申请人地址： US VA Arlington
- 专利权人： Promontory Interfinancial Network, LLC
- 当前专利权人： Promontory Interfinancial Network, LLC
- 当前专利权人地址： US VA Arlington
- 代理机构： Panitch Schwarze Belisario & Nadel LLP
- 主分类号： G06Q40/00
- IPC分类号： G06Q40/00
摘要：
An automated method is provided for processing large deposits that exceed an established deposit insurance limit so that the large deposits are fully insured. The large deposits are received from a plurality of unaffiliated banks from their respective depositors. The method is operated by an entity that processes the large deposits using a processor. The processor receives orders sent from the plurality of banks to process large deposits. Each of the large deposits are partitioned using the processor into a plurality of deposit portions, each deposit portion not exceeding the established deposit insurance limit. The processor assigns at least some of the deposit portions for each of the large deposits to at least some of the unaffiliated banks other than the bank that received the large deposit for deposit therein. The processor receives a fee from each of the banks that sent an order and credits the fee to the entity that processes the large deposits.
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