A ribbon cartridge for use in a credential production device is disclosed. The ribbon cartridge includes a take-up spool, a supply spool and a ribbon wound on the supply and take-up spools. The supply spool includes a loaded condition, in which a majority of the ribbon is wound on the supply spool and a minority of the ribbon is wound on the take-up spool. The take-up spool includes a loaded condition, in which a majority of the ribbon is wound on the take-up spool and a minority of the ribbon is wound on the supply spool. The ribbon wound on the supply spool in the loaded condition extends into the space occupied by the ribbon wound on the take-up spool when the take-up spool is in the loaded condition.