Invention Grant
- Patent Title: Application processing and decision systems and processes
- Patent Title (中): 应用程序处理和决策系统和流程
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Application No.: US10546931Application Date: 2004-08-27
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Publication No.: US07970698B2Publication Date: 2011-06-28
- Inventor: Sandeep Gupta , Christian Hall , James Reid , Shen Lu , Dennis Horton , Lee Grice , Thresa Dixon , Scott Garten , Sudhakar Reddy
- Applicant: Sandeep Gupta , Christian Hall , James Reid , Shen Lu , Dennis Horton , Lee Grice , Thresa Dixon , Scott Garten , Sudhakar Reddy
- Applicant Address: US GA Atlanta
- Assignee: Equifax, Inc.
- Current Assignee: Equifax, Inc.
- Current Assignee Address: US GA Atlanta
- Agency: Kilpatrick Townsend & Stockton LLP
- International Application: PCT/US2004/028020 WO 20040827
- International Announcement: WO2005/022348 WO 20050310
- Main IPC: G06Q40/00
- IPC: G06Q40/00

Abstract:
The present invention relates to automated decisioning for a credit request associated with an applicant. Information associated with an applicant is received. Data associated with the applicant is received from at least one data source. A user interface is configured to allow a user to provide a definition of decision rules in a near-natural language. Information associated with the decision rules is determined based on the definition of the decision rules. A selection of rule flow information associated with the decision rules is received through the user computer interface. A decision is generated based on the information associated with the applicant, data associated with the applicant from the at least one data source, the information associated with the decision rules, and the selection of information associated with decision rules. The decision is displayed.
Public/Granted literature
- US20070022027A1 Application processing and decision systems and processes Public/Granted day:2007-01-25
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