Provided are an apparatus and method for generating an image using a multi-channel filter. More particularly, provided are an apparatus and method for generating an image using a multi-channel filter, wherein images input into a plurality of image sensors are allowed to pass through different filters, each of which includes a plurality of channels, and segmented images passed through the filters are combined to produce a desired image. The apparatus includes a filter unit including a plurality of filters having different patterns with respect to a plurality of image channels and filtering images input into the filters, an image sensing unit including a plurality of image sensors sensing images filtered through the plurality of the filters, an interpolation unit calculating image channel values of pixels of the sensed images, and an image combination unit assigning the calculated image channel values to corresponding pixel positions to generate a single desired image.