The Pattern Based Password Tool provides a user with a unique, single-use password that is hard to steal, but easy for the user to remember. The Pattern Based Password Tool assigns a password to a user, wherein the password specifies a spatial position of at least one element of a plurality of elements on a matrix. The Pattern Based Password Tool populates the plurality of elements on the matrix with randomly generated characters. After reading a password entry, the Pattern Based Password Tool verifies that the password entry is a correct combination of the characters from the plurality of elements on the matrix that correspond to the spatial position of the at least one element as specified by the password.