Financial transaction capabilities and roles may be delegated by one user to another user allowing a user to act as a proxy for the other user. Allowing one user to conduct transactions on behalf of another may increase efficiency by reducing potential downtime due to transporting funds, setting up and other time consuming tasks. In one or more configurations, a user may conduct transaction on behalf of another user without requiring explicit permission by the other user. The user conducting the transaction may be allowed to do so by virtue of his or her role or position. According to another aspect, roles may be delegated such that one employee may assume the role of another employee in a business. A role may include a set of transaction capabilities, authorizations, responsibilities and the like.