A reusable diaper may include an inner layer and an outer layer. A fluid-absorbing insert may be coupled to the inner layer for use in absorbing fluids. The inner layer may be disposed generally between the outer layer and the fluid-absorbing insert such that both the fluid-absorbing insert and the inner layer are in position for absorbing fluids. The fluid-absorbing insert may be adjustable relative to the inner layer for accommodating use by a male and/or a female. The reusable diaper may also include forward and rearward waist portions generally defined by the inner and outer layers. Liquid-resistant regions may be disposed adjacent the waist portions, generally between the waist portions and the fluid-absorbing insert, for resisting movement of fluid from the fluid-absorbing insert to the waist portions.