The present invention relates to a finger-motion detecting apparatus and method and includes a sensing unit to be disposed on a wrist of a subject person, said sensing unit being configured to output a measurement signal into the wrist of the subject person and to receive a reflected signal of the measurement signal according to the motion of tendons in the wrist of the subject person, a signal control unit configured to control whether the measurement signal is outputted and to adjust the measurement signal on the basis of the reflected signal, and a finger-motion recognizing unit configured to detect finger motion of the subject person from the reflected signal. According to the present invention, since a sensor capable of detecting finger motion is worn on a wrist, the problem of inconvenience in existing methods is resolved.