发明授权
US08301560B2 Methods, systems, and computer readable media for facilitating the exchange of reciprocal deposits
有权
方法,系统和计算机可读介质,用于促进相互沉积的交换
- 专利标题: Methods, systems, and computer readable media for facilitating the exchange of reciprocal deposits
- 专利标题(中): 方法,系统和计算机可读介质,用于促进相互沉积的交换
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申请号: US13341751申请日: 2011-12-30
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公开(公告)号: US08301560B2公开(公告)日: 2012-10-30
- 发明人: Kim B. Winslow , Adam Roark , Dawn Bunch , Joseph Scheib , Phillips Owen
- 申请人: Kim B. Winslow , Adam Roark , Dawn Bunch , Joseph Scheib , Phillips Owen
- 申请人地址: US NC Edenton
- 专利权人: Anova Financial Corporation
- 当前专利权人: Anova Financial Corporation
- 当前专利权人地址: US NC Edenton
- 代理机构: Jenkins, Wilson, Taylor & Hunt, P.A.
- 主分类号: G06Q40/00
- IPC分类号: G06Q40/00
摘要:
A control center receives, from the first bank, a first request with a first set of requirements for placement of reciprocal deposits. A second request with a second set of requirements is received from a second bank. The control center determines whether the first set of requirements matches the second set of requirements, which include maturity and interest rate. In response to a match, the control center performs an exchange of on-balance sheet deposits meeting the first set of requirements from the first bank to off-balance sheet deposits to the second bank. The first bank receives reciprocal deposits meeting the second set of requirements as new on-balance sheet deposits.
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