Provided are the following cold-rolled steel sheets: 1) a cold-rolled steel sheet having higher stretch flangeability than conventional steels; 2) a cold-rolled steel sheet having a higher balance between elongation and stretch flangeability than conventional steels; and 3) a cold-rolled steel sheet heightened in all of yield stress, elongation, and stretch flangeability. The cold-rolled steel sheets are characterized by containing 0.03-0.30 mass % carbon, up to 3.0 mass % (including 0 mass %) silicon, 0.1-5.0 mass % manganese, up to 0.1 mass % phosphorus, less than 0.01 mass % sulfur, up to 0.01 mass % nitrogen, and 0.01-1.00 mass % aluminum and having a structure which comprises tempered martensite in an amount of 50% or more (including 100%) in terms of areal proportion and in which the remainder is ferrite. The steel sheets are further characterized in that at least one of the following structural factors has been regulated: the proportions of cementite particles and of the ferrite grains in the tempered martensite and the dislocation density in all structures.