Automobile, Reader and Method facilitating mobile commerce by a user of an automobile is disclosed, the automobile being equipped with a reader to be placed inside of the automobile, the reader being able to read purchasing instrument data of at least one of a contactless credit card or smart card-type credit card or NFC-enabled handset, and the reader being further connected to a wireless communication interface of the automobile, the wireless communication interface being able to transmit the purchasing instrument data to a point of sale.