Applicators provide heat shields for uncovered skin, in particular the face, hands, and other body parts that may not be clothed such as arms, legs, or torso. In one embodiment, a continuous heat shield is applied the entire face and ears. In another embodiment, a heat shield is applied to portions of the face and neck. In yet another embodiment, a heat shield is applied by multiple applicators. Sets of applicators apply a portion of a contiguous heat shield. Books contain multiple sets of applicators. Camouflage is used for military concealment. Other uses include firefighting, iron working, glass blowing and cooking. Entrained ceramic particles provide heat reflection and insulation.