A number of non-isolated and isolated converter embodiments are disclosed all featuring the three switches and characteristic not present in prior-art converters such as: a) reduced voltage stresses on all three switches resulting in safe operation without a danger of voltage overstress of any of the three switches over the full operating range from duty ratio of 0 to 1.0 and thus resulting in wide input voltage operating. b) operating range with magnetics flux and magnetic size much reduced compared to prior-art converters c) stressless switching eliminates switching losses and reduces stresses which are present in prior-art converters. All three features result in simultaneous increase of efficiency, reduction of size and cost when compared with prior-art converters.