In accordance with embodiments of the invention, a method for providing at least one customized advertisement in a dynamically generated customized page is provided. The method includes receiving a user request for a customized page. In response to the user request, the method further includes receiving a template program specific to the user. The template program is based on user configuration information. The user configuration information includes user demographic information. The template program is received from one of at least two locations. The location is determined from the frequency of the user request for the customized page. After receiving an advertisement selected in accordance to the user demographic information, the template program is executed using the selected advertisement to generate the customized page. The customized page is provided to the user.