A shielding or protective garment in the form of women's clothing includes an outer fashionable portion or component and an inner protective portion or component having electromagnetic radiation defeating material distributed throughout the inner component. The inner component is affixed within the outer component as a liner so as to extend around and over a portion of a wearer's torso and lower abdomen. The electromagnetic radiation defeating material of the inner component shields or protects the wearer from electromagnetic fields coming from any or all directions.