发明授权
- 专利标题: Detecting fraudulent mobile money transactions
- 专利标题(中): 检测诈骗手机货币交易
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申请号: US13449545申请日: 2012-04-18
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公开(公告)号: US08458090B1公开(公告)日: 2013-06-04
- 发明人: Vishal S. Batra , Dinesh Garg , Ravi Kothari , Raghuram Krishnapuram , Sumit Negi , Gyana R. Parija
- 申请人: Vishal S. Batra , Dinesh Garg , Ravi Kothari , Raghuram Krishnapuram , Sumit Negi , Gyana R. Parija
- 申请人地址: US NY Armonk
- 专利权人: International Business Machines Corporation
- 当前专利权人: International Business Machines Corporation
- 当前专利权人地址: US NY Armonk
- 代理机构: Ryan, Mason & Lewis, LLP
- 主分类号: G06Q40/00
- IPC分类号: G06Q40/00 ; G06Q99/00
摘要:
A method, an apparatus and an article of manufacture for detecting a fraudulent mobile money transaction. The method includes determining a reputation score for at least one customer based on historical data, determining multiple patterns related to fraudulent mobile money transaction activities by using the reputation score and the historical data, automatically detecting at least one of the patterns in mobile money transactions incoming from at least one other customer, and classifying the at least one detected pattern as a fraudulent mobile money transaction or a genuine mobile money transaction.