A network stack includes a packet loss analyzer that distinguishes between packet losses due to congestion and due to lossyness of network connections. The loss analyzer observes the packet loss patterns for comparison with a packet loss model. The packet loss model may be based on a Forward Error Correction (FEC) system. The loss analyzer determines if lost packets could have been recovered by a receiving network device, if FEC had been used. If the lost packets could have been corrected by FEC, the loss analyzer assumes that no network congestion exists and that the packet loss comes from the lossy aspects of the network, such as radio interference for wireless networks. If the loss analyzer determines that some of the lost packet could not have been recovered by the receiving network device, the loss analyzer assumes that network congestion causes these packet losses and reduces the data rate.