The present invention provides a system and method for interfacing between a terminal and a smart card, and a smart card applied to the same. In other words, by presenting the configuration including a terminal equipped with several device resources requested for interworking during the execution of the service applications stored in a smart card, and a Universal Subscriber Identification Module (USIM), and a smart card to prepare the selective execution of the application considering the service supportable terminal based on a device resource list created by the terminal, it is possible to provide suitable services to the terminal performance considering the difference in the mounted terminal model and manufacturer due to the selective executability according to the device resources with which the terminal is equipped with a number of service applications stored in the smart card.