In general, the invention relates to methods and systems that record the location of a user and determine the corresponding physical named location (e.g. business location) visited by the user. The system further provides suggested destinations, routes, and advertisements to the user. A network includes a server programmed with a database of location information, a database of user information, payment account information, and a wireless communication system capable of communicating with the user's mobile device. The location of the mobile device is ascertained and recorded. The system determines the physical named location (e.g. business location) visited by the user at a particular time and stores the information in a location history. The system further provides suggested destinations based on the users current location and location history. Routes and advertisements along routes may further be provided based upon information associated with the user.