发明授权
US08660864B2 Systems and methods for intelligent underwriting based on community or social network data
有权
基于社区或社交网络数据的智能承保的系统和方法
- 专利标题： Systems and methods for intelligent underwriting based on community or social network data
- 专利标题（中）： 基于社区或社交网络数据的智能承保的系统和方法
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申请号： US13291609申请日： 2011-11-08
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公开(公告)号： US08660864B2公开(公告)日： 2014-02-25
- 发明人: Jacqueline LeSage Krause , Anthony J. Grosso , David F. Peak , Eugene J. Walters
- 申请人： Jacqueline LeSage Krause , Anthony J. Grosso , David F. Peak , Eugene J. Walters
- 申请人地址： US CT Hartford
- 专利权人： Hartford Fire Insurance Company
- 当前专利权人： Hartford Fire Insurance Company
- 当前专利权人地址： US CT Hartford
- 代理机构： Howard IP Law Group, PC
- 主分类号： G06Q40/00
- IPC分类号： G06Q40/00
摘要：
A system for underwriting using community and/or social networking based data includes an automated insurance underwriting platform for rating and pricing insurance policies through the accessing and evaluating of community, social and business network based information. Community or social network rating data may be analyzed and weighting factors may be applied to the community or social network rating data. An underwriting decision for the potential entity to be insured may then be transmitted based at least in part on the community or social network rating data.
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