Invention Grant
- Patent Title: Credit cards system and method having additional features
- Patent Title (中): 具有附加功能的信用卡系统和方法
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Application No.: US12219952Application Date: 2008-07-30
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Publication No.: US08676707B2Publication Date: 2014-03-18
- Inventor: Daniel Ian Flitcroft , Garry Lyons
- Applicant: Daniel Ian Flitcroft , Garry Lyons
- Applicant Address: IE Dublin
- Assignee: Orbis Patents Ltd.
- Current Assignee: Orbis Patents Ltd.
- Current Assignee Address: IE Dublin
- Agency: Buchanan Ingersoll & Rooney PC
- Priority: IES980223 19980325; IES980346 19980505; IES980458 19980615
- Main IPC: G06Q40/00
- IPC: G06Q40/00

Abstract:
A credit card system is provided which has the added feature of providing additional limited use credit card numbers and/or cards. These numbers and/or cards can be used for a single or limited use transaction, thereby reducing the potential for fraudulent reuse of these numbers and/or cards. The credit card system finds application to “card remote” transactions such as by phone or Internet. Additionally, when a single use or limited use credit card is used for “card present” transactions, so called “skimming” fraud is eliminated. Various other features enhance the credit card system, which will allow secure trade without the use of elaborate encryption techniques. Methods for limiting, distributing and using a limited use card number, controlling the validity of a limited use credit card number, conducting a limited use credit card number transaction and providing remote access devices for accessing a limited use credit card number are also provided.
Public/Granted literature
- US20090037333A1 Credit cards system and method having additional features Public/Granted day:2009-02-05
Information query