A system, method and program product for evaluating a vehicle. A system is disclosed that includes: a plurality of hyperspectral sensors located in the vehicle; a system for fusing hyperspectral sensor data with user data into a feature vector; a support vector machine having a set of models, wherein the support vector machine implements a selected model based on the feature vector and outputs an evaluation based on data in the feature vector and the selected model; and a system for training the set of models.