A load bearing assembly includes a first outer washer having an outwardly exposed annular surface for engaging a clamping surface of a fastener and a second outer washer having an annular surface outwardly exposed in an opposite direction from the outwardly exposed annular surface of the first outer washer, the outwardly exposed annular surface of the second outer washer for engaging a clamping surface of an object to which the fastener exerts a clamping force. An intermediate washer is positioned between the first outer washer and the second outer washer. A locking mechanism engages between the first and second outer washers to axially interconnect the washers together in a stacked configuration with the intermediate washer positioned between the first and second outer washers and in a manner so that the washers are rotatable with respect to one another.