发明授权
US08744974B2 Systems and methods for secure wireless payment transactions when a wireless network is unavailable
有权
当无线网络不可用时,用于安全无线支付交易的系统和方法
- 专利标题: Systems and methods for secure wireless payment transactions when a wireless network is unavailable
- 专利标题(中): 当无线网络不可用时,用于安全无线支付交易的系统和方法
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申请号: US13417868申请日: 2012-03-12
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公开(公告)号: US08744974B2公开(公告)日: 2014-06-03
- 发明人: William O. White
- 申请人: William O. White
- 申请人地址: US CO Denver
- 专利权人: Mocapay, Inc.
- 当前专利权人: Mocapay, Inc.
- 当前专利权人地址: US CO Denver
- 代理机构: Holland & Hart LLP
- 主分类号: G06Q20/00
- IPC分类号: G06Q20/00 ; G06Q20/36
摘要:
Systems, methods, and devices are disclosed which allow a mobile device user to complete financial transactions even when the mobile device is not connected to a wireless network. The systems, methods, and devices of the present disclosure may utilizing a combination of an encrypted lockbox containing out of network payment codes on the mobile device and a matching set of out of network payment codes stored on a server of a payment authority.
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