Disclosed herein is an apparatus for controlling the ringtone, camera, and communication functions of a mobile terminal using a Near Field Communication (NFC) chip module and an external Radio Frequency (RF) reader. The apparatus includes an NFC chip module, a base band chip, and a USIM card. The NFC chip module is electrically connected to the base band chip of a mobile terminal, allows a command data signal, received from an external RF reader via an RF antenna, to be transmitted to the base band chip or a Universal Subscriber Identity Module (USIM) card of the mobile terminal, and receives the result of terminal processing of the base band chip which operates in compliance with an external command, and transmits the result of the terminal processing to the external RF reader via the RF antenna.