A processor in a mobile wireless device provisions a user identity module (UIM) card in the mobile wireless device in response to a user command. The processor detects a user command to provision the UIM card and reads a provisioning status of the UIM card from a UIM card provisioning status file in the UIM card. When the provisioning status is “not provisioned”, the processor establishes a bearer independent protocol (BIP) data connection to a server in a wireless network and exchanges provisioning data between the server and the UIM card until the UIM card commands the processor to close the BIP data connection. In representative embodiments, the UIM card provisioning status file includes fields for a UIM card provisioning status, a UIM card software version and a UIM card provisioning date/time, and the processor updates the fields during provisioning.