发明授权
- 专利标题: Social network platform for underwriting
- 专利标题(中): 承销社交网络平台
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申请号: US13103624申请日: 2011-05-09
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公开(公告)号: US08838498B2公开(公告)日: 2014-09-16
- 发明人: Erik Stephen Ross
- 申请人: Erik Stephen Ross
- 申请人地址: US NC Charlotte
- 专利权人: Bank of America Corporation
- 当前专利权人: Bank of America Corporation
- 当前专利权人地址: US NC Charlotte
- 代理机构: Moore & Van Allen PLLC
- 代理商 Michael A. Springs; Sreenivas Vedantam
- 主分类号: G06Q40/00
- IPC分类号: G06Q40/00 ; G06Q50/00
摘要:
A social networking platform for peer-to-peer underwriting is disclosed. A user's social network acquaintances may be contacted or otherwise polled to determine their agreeability with serving as an underwriter for the user's desired financial services in order to reduce (or eliminate) the financial risk of providing the financial services to the user by the financial services provider. With a plurality of acquaintances willing to underwrite, the financial risk may be substantially dispersed among numerous acquaintances while the user is granted their desired financial services (or a reduced rate for the financial services).
公开/授权文献
- US20120290329A1 SOCIAL NETWORK PLATFORM FOR UNDERWRITING 公开/授权日:2012-11-15