The X-frame cart has pivotally connected X-frame legs with front and rear wheels at terminal leg ends, a lower rear cross frame member between the wheels, and a lower framework with fore-aft-left-right frame members to define a rectangular openwork space. The lower framework is pivotally mounted to opposing X-frame members at the lower rear cross frame member. A flexible panel spans a portion of the rectangular openwork space. The panel is mounted on either the lower fore and aft frame members or on the left and right longitudinal frame members which define the rectangular or square openwork space. A pull bar pivotally mounted to the front end lower framework and the rear wheel permits the pull bar to move the cart fore-end towards the rear-end when the pull-bar is moved upward. The X-frame legs collapse towards each other. The cart has a chair hanger and an open-top bag.