A system and method for data verification using a smart phone which verifies data and biometric identity information using only locally stored biometric information. The system and method for data verification using a smart phone generally includes a mobile device, a central validating server, and an activation client. The validating server and activation client are utilized upon initial activation of the mobile device to verify data information (i.e. name, date of birth, social security number, etc.) and/or biometric data regarding an individual and then flag the mobile device as activated and verified. The biometric data is not stored in any location other than the memory of the mobile device. The activated and verified mobile device may then be utilized in combination with a wide range of verification clients to easily verify data information and/or biometric data of an individual.