A computer-implemented system and method for pool-based identity generation and use for service access is disclosed. The method in an example embodiment includes seeding an identity generator with a private key; retrieving independently verifiable data corresponding to a service consumer; using the independently verifiable data to create signed assertions corresponding to the service consumer; generating a non-portable identity document associated with the service consumer, the identity document including the signed assertions; signing the identity document with the private key; and conveying the signed identity document to the service consumer via a secure link.