Invention Grant
- Patent Title: Method and apparatus for providing real time mutable credit card information
- Patent Title (中): 提供实时可变信用卡信息的方法和装置
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Application No.: US14263013Application Date: 2014-04-28
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Publication No.: US09218596B2Publication Date: 2015-12-22
- Inventor: James G. Ronca , Akshaya Negi , Matthew L. Donlan , Scott L. Harkey , Tony England
- Applicant: Bank of America Corporation
- Applicant Address: US NC Charlotte
- Assignee: Bank of America Corporation
- Current Assignee: Bank of America Corporation
- Current Assignee Address: US NC Charlotte
- Agency: Weiss & Arons LLP
- Agent Michael A. Springs, Esq.
- Main IPC: G06Q40/00
- IPC: G06Q40/00 ; G06Q20/34 ; G06K19/06 ; G06K19/077

Abstract:
A method for using a smartcard is provided. The smartcard may include a microprocessor chip, a button, a dynamic transaction authorization number, a Bluetooth low energy (“BLE”) device, and a battery. The battery may power the BLE and the microprocessor chip. The smartcard may also include memory. The memory may store the dynamic transaction authorization number. The smartcard may also include a dynamic magnetic strip. The dynamic magnetic strip may include a digital representation of the dynamic transaction authorization number. The method may include pressing the button. The method may also include transmitting an instruction to a smartphone for a request for a dynamic transaction authorization number. The transmission of an instruction may be in response to the pressing of the button. The method may also include receiving a dynamic transaction authorization number from a smartphone.
Public/Granted literature
- US20150310422A1 METHOD AND APPARATUS FOR PROVIDING REAL TIME MUTABLE CREDIT CARD INFORMATION Public/Granted day:2015-10-29
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