Invention Grant
- Patent Title: Switching functions for mobile payments system
- Patent Title (中): 移动支付系统的切换功能
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Application No.: US14333835Application Date: 2014-07-17
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Publication No.: US09256868B2Publication Date: 2016-02-09
- Inventor: Krzysztof Michal Drzyzga , Brian Thomas Morris
- Applicant: MasterCard International Incorporated
- Applicant Address: US NY Purchase
- Assignee: MasterCard International Incorporated
- Current Assignee: MasterCard International Incorporated
- Current Assignee Address: US NY Purchase
- Agency: Buckley, Maschoff & Talwalkar LLC
- Main IPC: H04W72/08
- IPC: H04W72/08 ; G06Q20/32 ; G06Q20/40 ; G06Q20/10 ; G06Q20/34 ; G06Q20/42

Abstract:
A data processing center (DPC) computer receives billing information, including a mobile telephone number, and a bill issuance notification request from an acquirer computer. The DPC computer then determines, based on the mobile telephone number, a mobile payment platform (MPP) computer having an account holder as a customer, transmits the billing information to the MPP computer for relaying a billing issuance notification to a mobile device of the account holder, and then receives information indicating that the account holder has been authenticated and has elected to pay the bill associated with the billing issuance notification. The DPC computer then determines a payment card account number of the account holder, and transmits it to the acquirer computer for bill payment processing.
Public/Granted literature
- US20140330711A1 SWITCHING FUNCTIONS FOR MOBILE PAYMENTS SYSTEM Public/Granted day:2014-11-06
Information query