Invention Grant
- Patent Title: Payment authentication systems
- Patent Title (中): 付款认证系统
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Application No.: US13863878Application Date: 2013-04-16
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Publication No.: US09264880B2Publication Date: 2016-02-16
- Inventor: Damien Walsh , Andrew Bovingdon , Anil Malhotra , Raymond Anderson
- Applicant: Damien Walsh , Andrew Bovingdon , Anil Malhotra , Raymond Anderson
- Applicant Address: GB
- Assignee: BANGO.NET LIMITED
- Current Assignee: BANGO.NET LIMITED
- Current Assignee Address: GB
- Agency: Tarolli, Sundheim, Covell & Tummino LLP
- Priority: GB1206733.6 20120417
- Main IPC: H04W4/26
- IPC: H04W4/26 ; G06Q20/40 ; G06Q20/32 ; G06Q20/10 ; H04M15/00 ; H04W4/24

Abstract:
An authentication server and a method of enabling a user of a communications capable device to make a payment via a mobile operator billing system are described. The authentication server determines a user identifier string for sending to a communications capable device according to a probability of successful entry by a user. The user identifier string is linked to the content item data and the string sent to the communications capable device. The user responds, via a mobile network, by sending a short message service (SMS) based user response. The response is compared to previously transmitted user identifier messages, and billable user identity data appended to the SMS by the mobile network can be used to associate the transaction in process with billable identity data derived from the carrier data to enable a user's mobile phone account to be billed for the purchase.
Public/Granted literature
- US20130273882A1 PAYMENT AUTHENTICATION SYSTEMS Public/Granted day:2013-10-17
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