Provided are a liquid crystal panel assembly having no light guide plate (LGP) and a liquid crystal display apparatus. The liquid crystal panel assembly includes: a light source which generates light; a liquid crystal panel which displays the light generated from the light source as an image; at least one optical film disposed at a rear of the liquid crystal panel; a reflector sheet which is disposed at a rear of the optical film and reflects the light from the light source toward the optical film; a reflector which concentrates the light from the light source; an upper chassis and a lower chassis which house the light source, the liquid crystal panel, the optical film, the reflector sheet, and the reflector therebetween; and a middle chassis installed between the upper chassis and the lower chassis, wherein the reflector and the middle chassis form a single body.