Invention Grant
US09406085B1 System and methods for credit dispute processing, resolution, and reporting
有权
信用纠纷处理,解决和报告的制度和方法
- Patent Title: System and methods for credit dispute processing, resolution, and reporting
- Patent Title (中): 信用纠纷处理,解决和报告的制度和方法
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Application No.: US13831341Application Date: 2013-03-14
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Publication No.: US09406085B1Publication Date: 2016-08-02
- Inventor: Herbert Harris Hunt, III
- Applicant: CONSUMERINFO.COM
- Applicant Address: US CA Costa Mesa
- Assignee: CONSUMERINFO.COM, INC.
- Current Assignee: CONSUMERINFO.COM, INC.
- Current Assignee Address: US CA Costa Mesa
- Agency: Knobbe, Martens, Olson & Bear LLP
- Main IPC: G06Q40/00
- IPC: G06Q40/00 ; G06Q40/02 ; G06Q40/06 ; G06Q40/04 ; G06Q40/08

Abstract:
Systems and methods are provided for credit dispute processing, resolution, and reporting. Credit dispute resolution requests may be received, processed, and sent to a credit bureau for submission to creditors. Status of credit dispute resolutions may be reported to consumers. If a creditor's response time is longer than its average response time or if a creditor does not respond to a credit dispute resolution request within a regulatory response period, alerts and reports may be sent to consumers to provide consumers with further options.
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