A method for pre-loading contents in a cache of a mobile terminal, and a mobile terminal using the method, are provided. The method includes determining specific contents for pre-loading, determining circumstances for pre-loading the specific contents, and monitoring circumstances of the mobile terminal. If the circumstances for pre-loading are detected, the method determines whether the specific contents are already present in cache, and if the specific contents are not present in cache, loads the specific contents into the cache when the circumstances for pre-loading are detected.