An automated high speed multi-bin card collation system that takes die cut greeting cards at high speeds and diverts them on a customer by customer basis into multiple bins. A series of diverters are included that actuate between customer jobs to divert and collate the jobs independently into the bins. Each bin has a retractable floor that allows the individualized jobs to be collated prior to dropping onto a conveyor system. The conveyor then conveys the collated card jobs to a downstream location.