Systems and methods for a multiple value packing scheme for homomorphic encryption are described, including at a server, generating a plurality of encrypted payloads, each having a plurality of data values; and at a client, receiving each of the encrypted payloads having the plurality of data values; and multiplying one or more of the data values of one of the encrypted payloads by one or more other data values in one or more of the other encrypted payloads, to generate a product that represents the summation of data values corresponding to the multiplied one or more data values of the encrypted payloads and the one or more of the other data values in the one or more other encrypted payloads.