A recumbent bicycle or recumbent tricycle with a removable rear fork that can be swapped with another rear style fork. The rear fork is clamped so that is cannot turn but can be easily swapped. The rear fork can be swapped according to riding conditions or for aesthetics. The rider may use one fork for stiff characteristics, another shock absorbing fork for off-road, or for any style or color at the discretion of the rider, thus allowing greater flexibility. Also, the bicycle includes removable tandem seat for a second rider with a removable pedal assembly for the second rider. In this way the same bicycle can be single or tandem capable. Another feature is a removable pannier rack assembly which adds more choices and capabilities for the rider. These various combinations are highly appealing to the cyclist community.