Near-field communications (NFC) with NFC reader devices are facilitated. In accordance with one or more embodiments, an apparatus includes a NFC circuit that wirelessly communicates with different types of local NFC readers using an NFC protocol, a host circuit having one or more modules that communicate with one of the types of local NFC readers via the NFC circuit, and second (e.g., secure) modules that respectively communicate with a specific one of the different types of local NFC readers, also via the NFC circuit, using secure data stored within the second module. A routing circuit is responsive to an NFC communication received from a specific one of the NFC readers, by identifying one of the first and second modules that communicates with the specific one of the NFC readers, and routing NFC communications between the specific one of the NFC readers and the identified one of the modules.