An apparatus comprises circuitry configured to apply an AC signal having a frequency to one of a slider of a recording head and a magnetic recording medium. The applied AC signal causes an oscillation in an electrostatic force and clearance between the slider and the medium at the frequency of the AC signal. A thermal sensor is configured to generate a sensor signal at the AC signal frequency in response to sensing changes in temperature resulting from the oscillating clearance. A detector is coupled to the circuitry and the thermal sensor. The detector is configured to detect one or both of head-medium spacing changes and head-medium contact using a phase of a first harmonic or an amplitude of a second harmonic of the thermal sensor signal.